Polyquaternium-103: What Is It, Cosmetic Uses, Benefits & Side Effects

Curious about this ingredient? In this article we're explaining exactly what it is and why it's used within cosmetic formulations.
Updated on: July 1, 2025
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We verify all information on this page using publicly available nomenclature standards from The Personal Care Products Council (PCPC), the European Commission's CosIng database and documentation provided directly by ingredient manufacturers. Our analysis is based on technical data from these sources to ensure accuracy and reliability.

What Is Polyquaternium-103?

Polyquaternium-103 is a man-made polymer that belongs to the large family of quaternary ammonium compounds often called “polyquats.” Chemically, it is formed by linking together three small building blocks: hydroxyethylacrylate, sodium acryloyldimethyl taurate and phosphorylcholine methacrylate. When these monomers join they create a long, water-loving chain that carries a positive charge, a feature that helps it cling to skin and hair surfaces.

The ingredient was introduced in the 1990s when formulators were looking for gentler alternatives to older cationic polymers. By adjusting the blend of its three monomers, chemists found they could fine-tune the feel and performance of Polyquaternium-103, making it attractive for modern skin and hair care lines.

Production starts with the individual monomers, each made in standard chemical reactors. These monomers are mixed in water, then a catalyst is added to trigger a controlled reaction called polymerization. The result is a clear to slightly hazy liquid that is purified, checked for quality and shipped to cosmetic labs.

You will most often spot Polyquaternium-103 in leave-on and rinse-off products such as moisturizers, serums, sheet masks, hair conditioners, styling creams, anti-aging creams and sunscreens. Its ability to thicken formulas, keep oil and water from separating and give a soft feel makes it a versatile helper ingredient across many categories.

Polyquaternium-103’s Cosmetic Benefits/Uses

In a formula Polyquaternium-103 works behind the scenes to improve texture, stability and overall user experience.

  • Emulsion stabilising – Keeps the oil and water parts of a cream or lotion from splitting so the product stays smooth and effective for its full shelf life
  • Opacifying – Gives clear products a pleasant creamy look which can make a formula appear richer and more luxurious
  • Viscosity controlling – Adjusts thickness so a product is easy to spread without feeling runny or overly heavy

Who Can Use Polyquaternium-103

Because it is mild and water soluble Polyquaternium-103 is generally suitable for all skin types including dry, oily, combination and sensitive skin. Its positive charge helps it cling lightly to the skin without clogging pores or leaving a heavy film so even acne-prone users usually tolerate it well. Those with extremely reactive or broken skin should still approach new products with added caution since any polymer may trap other ingredients against the surface and prolong their contact time.

The material is fully synthetic and contains no animal-derived substances so it is considered appropriate for both vegans and vegetarians. It is also not typically tested on animals when sourced from suppliers that follow modern cosmetic regulations, though checking a brand’s individual cruelty-free policy is always wise.

There are no known issues for pregnant or breastfeeding women when Polyquaternium-103 is used in topical cosmetics. That said this is not medical advice and anyone who is expecting or nursing should show their healthcare provider the full ingredient list of any product they plan to use.

Polyquaternium-103 does not cause photosensitivity so it will not make skin more prone to sunburn. Standard daily sun protection is still important for overall skin health.

Potential Side Effects/Adverse Reactions

Side effects from topical Polyquaternium-103 differ from person to person. The points below describe potential reactions but most users will not experience them when the ingredient is used at typical cosmetic levels.

  • Skin irritation Mild burning tingling or redness can appear on very sensitive or compromised skin
  • Contact dermatitis In rare cases an allergic response may lead to itching swelling or rash
  • Eye discomfort If a product containing the polymer accidentally gets into the eyes it may cause temporary stinging or watering
  • Product buildup on hair Heavy repeated use in leave-on hair products can create a film that leaves strands feeling weighed down or dull until washed out

If you notice any of the above reactions stop using the product and consult a medical professional for guidance.

Comedogenic Rating

Rating: 0. Polyquaternium-103 is a large, water-soluble polymer that stays mainly on the surface of skin and hair then rinses away easily. It contains no fatty oils or waxes that might block pores and its positive charge means it spreads in a very thin layer rather than forming a heavy film. For these reasons it is considered non-comedogenic.

That makes the ingredient generally suitable for people who are prone to acne or breakouts. As always the overall formula still matters because other ingredients could change the pore-clogging potential.

Summary

Polyquaternium-103 works as an emulsion stabiliser, opacifier and viscosity controller. Its charged polymer chain anchors at the oil-water interface to keep creams from separating, scatters light to give lotions a creamy look and thickens formulas just enough for a smooth spread without heaviness.

While useful, it is still a niche choice found mainly in mid to high-end skin and hair care rather than mass market ranges. Brands that want a gentle, modern polyquat pick it for its light feel and clean label image.

Current safety reviews show very low risk of irritation or allergy when used at normal cosmetic levels, though every skin is different. Try a small patch first when testing any new product with Polyquaternium-103 to make sure it suits your skin.

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